At San Pedro Smiles, our dental team is dedicated to help patients fit the cost of dental care into their budgets, and we also work hard to make the entire insurance and payment process stress free. In our family-friendly San Antonio dentistry practice, we take the time to review your treatment options, explain insurance coverage, and provide accurate estimates for the out of pocket costs of your dental care. We are happy to process and file insurance claims for most benefit providers, and we are in-network with many major PPO plans, including Delta Dental. If you have coverage through Delta Dental or any other insurer, let our team know when you call to schedule your first appointment. That way, we can help you maximize coverage from your very first appointment. Keep reading to learn more about maximizing your Delta Dental benefits at San Pedro Smiles.
Every Delta Dental policy is unique. One of our team members will need to review your individual policy before we can offer accurate estimates of your coverage. However, you can usually expect to receive some combination of the following benefits:
Unlike HMO insurance policies that require patients to visit a specific dental office to receive treatment coverage, PPO policies like those available through Delta Dental allow patients to choose the best dentist for their oral health care needs and still receive some treatment coverage. The difference between an in-network and out of network dentist for PPO plans is that in-network providers have a working relationship with the insurer. That means the dentist has agreed to charge fees outlined by the insurer as fair and average. The insurer covers a percentage of your dental care as long as it falls within this price range, but when out of network dentists charge prices higher than your insurer’s fair costs, you’re expected to pay the difference as well as your out of pocket percentage. While these differences in cost are typically negligible, it can take some stress off your shoulders to visit an in-network dental office.
When you visit a dentist who is in-network with Delta Dental, you can expect to receive a number of benefits, including: